Most of the population could benefit from Zeta's message of "spend less, do more", but I'm reluctant to judge too harshly for a number of reasons:
1) everything Esteban listed
2) some people don't have a choice. If a girl gets knocked up when she's 19 or if a breadwinner suddenly gets laid off, there's no time to be choosey about job locations.
3) there's nothing inherently wrong with commuting in an developed country - Esteban's daily train ride sounds flipping sweet. The problem is our transportation system in the U.S. is totally f*cked. Yeah, we can choose where to live, but that fact that almost all city planning and development is built around cars and sprawl means that someone's going to get f*cked. We subsidize the auto industry with free roads while they brainwash us into "needing" cars and finance politicians to fight mass transit. Streetcars in Minneapolis were bankrupted by outside investors in the '40s for GM payola. We could spend commutes socializing, thinking, and working, instead we sit in boxes shouting at each other.