Depends on your definition of "smoking hot". But it should all boil down to how you feel about her, smoking hotness aside. When you have a crush on someone, which you clearly do, judgment can be clouded. You tend to look past defects or make excuses for them. Try to look at her as objectively as you can. She may be looking for a baby daddy. In my personal opinion her picture doesn't make her look like anything desirable and in fact kind of trashy.
EDIT: accidentally a word