Yeah, concerning price I came to the conclusion it wasn't too far off. The top like 10 expensive games for the system are almost half the overall price I think.
It's nice to have a fullset, but buying the whole thing outright seems a killjoy. Like the full Dreamcast bundle that recently ended for about $3700. Sure you have it all, but are you actually going to play it or just put it in shelves and forget about it?